Any recommendations on who offers Catamaran Insurance??
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Pete
2001 NACRA 450 SOLD
2000 NACRA 500 TOTAL LOSS
2004 NACRA INTER 20 SOLD
2016 NACRA 500 Sport
DeLand, FL
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Catamaran Insurance
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- Rank: Lubber
- Registered: Nov 06, 2016
- Last visit: Feb 01, 2018
- Posts: 43
Posted: Aug 07, 2017 - 06:03 PM
I use Geico for my cats.
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2016 Hobie Getaway
1978 Nacra 5.2
1978 Hobie 16 (back in the day)
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- Rank: Master Chief
- Registered: Jun 20, 2006
- Last visit: Apr 06, 2024
- Posts: 7088
Posted: Aug 07, 2017 - 06:39 PM
when i purchased my first mystere I got insurance from Allstate
I told the guy i paid 3200, and wanted that as replacement cost
i paid about $1 day
after 4 or 5 years without a claim i decided it was crazy to keep paying
came to find out i overpaid for years, no matter what i paid for, they were gonna give me "blue book" value'
blue book value on 20 year old boats is pretty low
I am a non racer, and even if i did race, they don't ever check or really require it here to race at my beach - no one has it...
But if your a racer, or just a smart person, having liability insurance is a smart to have and required by most organized races
Edited by MN3 on Aug 07, 2017 - 06:41 PM. -
- Rank: Mate
- Registered: Oct 31, 2010
- Last visit: Jan 27, 2022
- Posts: 194
Posted: Aug 07, 2017 - 07:50 PM
I've had Boat US for years on my F16 and A cats. Rates have been reasonable, $250ish/year on the F16 and $300ish/yr on the A Cats. I just bought a new A and was given a quote of $857/year. They said the triple priced coverage is from the fact that they had a new carrier. I think they were bought out by Gieco. She also told me my F16 rate would go up as well when it renews. She said they have more claims on catamarans so charge more for them. I've had one claim in 5 years on like 5 boats I've had coverage on.
I checked online with progresssive and got a price of $400-500 depending on how much coverage I want. I have friends that say good things about State Farm. My local people said they didn't cover them and I didn't push it since I was happy with Boat US aback then.
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Mac
Midlands South Carolina
AHPC Viper USA 366
A Cat USA 366
Super Cat 17
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- Rank: Mate
- Registered: Jan 25, 2004
- Last visit: Apr 06, 2021
- Posts: 267
Posted: Aug 08, 2017 - 12:07 PM
here's a previous discussion on the topic of insurance.
j
https://www.thebeachcats.…nc=viewtopic&topic=16188
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Aquacat 12 (sold)...'87 Nacra 5.8 (sold)...'03 Nacra Inter18 (sold)
Venture 15 (sold)....'89 Nacra 5.8 (sold)...'91 Nacra 5.8NA (sold)
'99 Nacra Inter20 (sold)
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- Rank: Chief
- Registered: Apr 19, 2011
- Last visit: Dec 13, 2023
- Posts: 1445
Posted: Aug 09, 2017 - 03:08 PM
I have the boat combined with my house and car insurance.
It's under $100 per year.
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Sheet In!
Bob
_/)_____/)_/)____/)____/)_____/)/)__________/)__
Prindle 18-2 #244 "Wakizashi"
Prindle 16 #3690 "Pegasus" Sold (sigh)
AZ Multihull Fleet 42 member
(Way) Past Commodore of Prindle Fleet 14
Arizona, USA
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- Rank: Mate
- Registered: Jan 14, 2004
- Last visit: Sep 06, 2023
- Posts: 858
Posted: Aug 09, 2017 - 05:03 PM
Does the policy include regattas and racing?
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Philip
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- Rank: Mate
- Registered: Apr 15, 2004
- Last visit: Jan 13, 2023
- Posts: 358
Posted: Aug 09, 2017 - 05:38 PM
USAA. Liability covered through homeowners, boat insured for $1500 (which is really not enough)
And it it covered during racing
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Tim
Collierville (Memphis), TN
Supercat 15--sold :(
Hobie monocat--given
Vanguard 15--traded for...
Nacra 4.5--sold
Nacra 5.7
Hobie 14–sold to make room for...
Supercat 17–sold
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- Rank: Lubber
- Registered: Jan 12, 2012
- Last visit: Aug 12, 2017
- Posts: 1
Posted: Aug 12, 2017 - 04:35 PM
I use Geico for my 2000 Inter 20, it's about $160/year in Hawaii.
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Nacra Inter 20
Sabotage, #302
https://TurnoverBnB.com - Vacation Rental Cleaning Software
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- Rank: Mate
- Registered: Sep 16, 2016
- Last visit: Sep 10, 2021
- Posts: 274
Posted: Aug 12, 2017 - 08:09 PM
How much coverage is that?
I needs to know, in case I runs into you out there,..
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Prindle 18
96734
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- Rank: Lubber
- Registered: Jul 03, 2009
- Last visit: Feb 05, 2024
- Posts: 51
Posted: Jul 26, 2022 - 08:00 PM
Hi All,
Anyone purchased insurance this year?
I need to insure my Marstrom Tornado
I have USAA (homeowners and auto). They have a relationship with Progressive.
SO..I just got a quote from Progressive (USAA discount) for about 400-500 /year.
I did ask for trailer insurance on the quote...but realized that perhaps the Auto insurance could cover the trailer? Will need to ask...
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Cameron
Tornado (Marstrom) USA 851
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- Rank: Lubber
- Registered: Dec 25, 2015
- Last visit: Jul 26, 2022
- Posts: 42
Posted: Jul 26, 2022 - 09:30 PM
Geico/boatUS no longer insures catamarans. Absolutely absurd that they are lumping every single sail multihull into the same bucket. A hobie cat is nowhere near a leopard, and a rich guy who wants to putt around 2 weeks a year is nowhere near an experienced captain, but they don't seem to care.
I got state farm to insure my f16 liability only for 100 bucks a year. I am under the impression that any time the trailer is being towed, it is covered by the towing vehicles insurance. -
- Rank: Lubber
- Registered: Jul 25, 2019
- Last visit: Jul 29, 2022
- Posts: 43
Posted: Jul 29, 2022 - 12:29 PM
Pretty affordable boat and boat trailer insurance for AARP members through their program. If you are an AARP member, check them out. They have been responsive on my H18...
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Tony H
Hobie 18
Sailing Mission Bay and nearby CA
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- Rank: Lubber
- Registered: Jan 08, 2007
- Last visit: Mar 23, 2023
- Posts: 49
Posted: Jul 31, 2022 - 10:04 PM
Try Boat US
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Forrest
I-20 USA-645
Hernando, Florida
"There's not enough rum in the drum"
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- Rank: Mate
- Registered: Nov 22, 2012
- Last visit: Apr 11, 2024
- Posts: 397
Posted: Aug 09, 2022 - 03:32 PM
I go through Kevin Severance Insurance. Pay about $100/year for the Prindle and about $150 for the Tornado. he was the only one who found a policy for a 40+ year old wooden catamaran.
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Scott
Prindle Fleet 2
TCDYC
Prindle 18-2 Mod "FrankenKitty"
Tornado Classic "Fast Furniture"
Prindle 19 "Mr. Wiggly"
Nacra 5.8 "De ja vu"
Nacra 5.0
Nacra 5.8
Tornadoes (Reg White)
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