[quote=samc99us]How much liability? Are you insured while racing? Are your sails insured? What did you insure the boat for? I insure my race boats for basically new replacement cost; if you can source a carbon N20 mast (unlikely), we are talking $8k plus. The aluminum replacement rig is ~$4k BUT requires a new mainsail cut ($2k for the sail plus another $400 for battens). The way to deal with this is to make sure your insured value is double the value of the rig, so they don't total the boat instead of buying a new mast. Incidentally I pay state farm $280/year for $2million in liability and $30k insured value.<!-- editby --><em>Edited by samc99us on Oct 13, 2016 - 11:08 AM.</em><!-- end editby --> [/quote]
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